Interest Rates
|
| Accounts |
Minimum Deposit |
Interest Rate |
Annual Percentage Yield |
| Savings Accounts |
25.00 |
0.01% |
0.01% |
| Now Checking Accounts |
N/A |
0.01% |
0.01% |
| Super Now Checking Accounts |
1,000.00 |
0.01% |
0.01% |
| 1/1/12 Effective Date; Rate is VARIABLE and may change after the account is opened; Fees may reduce earnings on your account; Please contact Customer Service at 320-365-4111 for further information. |
Money Market Accounts
|
| Accounts |
Minimum Deposit |
Interest Rate |
Annual Percentage Yield |
| 2,500.00 34,999.99 |
2,500.00 |
0.05% |
0.05% |
| 35,000.00 49,999.99 |
2,500.00 |
0.10% |
0.10% |
| 50,000.00 149,999.99 |
2,500.00 |
0.15% |
0.15% |
| 150,000.00 and over |
2,500.00 |
0.20% |
0.20% |
| 1/1/12 Effective Date; Rate is VARIABLE and may change after the account is opened; Fees may reduce earnings on your account; Please contact Customer Service at 320-365-4111 for further information. |
Certificates of Deposit
|
| Accounts |
Minimum Deposit |
Interest Rate |
Annual Percentage Yield |
| 3 months |
500.00 |
0.05% |
0.05% |
| 6 months |
500.00 |
0.10% |
0.10% |
| 12 months |
500.00 |
0.25% |
0.25% |
| 12 months |
25,000.00 |
0.25% |
0.25% |
| 18 months |
1,000.00 |
0.30% |
0.30% |
| 24 months |
1,000.00 |
0.50% |
0.50% |
| 30 months |
1,000.00 |
0.75% |
0.75% |
| 36 months |
1,000.00 |
0.85% |
0.85% |
| 48 months |
1,000.00 |
1.00% |
1.00% |
| 60 months |
1,000.00 |
1.05% |
1.05% |
| 1/1/12 - Effective date; Rates are FIXED for the term of the deposit; Substantial penalty for early withdrawal; Please contact Customer Service at 320-365-4111 for further information. |
Individual Retirement Accounts
|
| Accounts |
Minimum Deposit |
Interest Rate |
Annual Percentage Yield |
| Fixed IRA - 30 months |
N/A |
0.30% |
0.30% |
| Variable IRA |
N/A |
0.35% |
0.35% |
| 1/1/12 - Effective Date; Your IRA rate may be FIXED or VARIABLE and a variable rate may change after the account is opened; Substantial penalty for early withdrawal; Please contact Customer Service at 320-365-4111 for further information regarding your Retirement Account. |
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